      *,
      *::before,
      *::after {
        box-sizing: border-box;
        margin: 0;
        padding: 0;
      }

      :root {
        --navy: #0C1F3F;
        --gold: #d4bc92;
        --gold-2: #d4bc92;
        --white: #ffffff;
        --w60: rgba(255, 255, 255, 0.78);
        --w40: rgba(255, 255, 255, 0.52);
        --w30: rgba(255, 255, 255, 0.42);
        --w08: rgba(255, 255, 255, 0.06);
        --border: rgba(194, 168, 120, 0.16);
        --bord2: rgba(194, 168, 120, 0.28);
      }

      /*
        Override any dark-mode CSS variable inheritance from the app's body.dark.
        The app sets --gold as raw HSL values (39 42% 70%) for Tailwind utilities,
        which breaks landing page styles that use var(--gold) as a hex color.
        Re-defining them on .lp restores the correct values for all descendants.
      */
      .lp {
        --gold: #d4bc92;
        --gold-2: #d4bc92;
        --navy: #0C1F3F;
        --white: #ffffff;
        --w60: rgba(255, 255, 255, 0.78);
        --w40: rgba(255, 255, 255, 0.52);
        --w30: rgba(255, 255, 255, 0.42);
        --w08: rgba(255, 255, 255, 0.06);
        --border: rgba(194, 168, 120, 0.16);
        --bord2: rgba(194, 168, 120, 0.28);
        background: #0C1F3F;
        color: #ffffff;
        font-family: 'Inter', sans-serif;
        font-weight: 300;
        overflow-x: hidden;
      }

      html {
        scroll-behavior: smooth;
      }
      section,
      .how,
      .paths,
      .pricing,
      .join,
      .faq {
        scroll-margin-top: 76px;
      }
      body {
        font-family: 'Inter', sans-serif;
        background: var(--navy);
        color: var(--white);
        font-weight: 300;
      }

      /* grain */
      .lp::after {
        content: '';
        position: fixed;
        inset: 0;
        pointer-events: none;
        z-index: 900;
        opacity: 0.022;
        background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 512 512' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
      }

      /* ── SEAL ── */
      #seal {
        position: fixed;
        inset: 0;
        background: var(--navy);
        display: flex;
        flex-direction: column;
        align-items: center;
        justify-content: center;
        z-index: 9999;
        animation: sealFallback 0.7s ease 6s forwards;
      }
      #seal.done {
        animation: fadeOut 0.7s ease forwards;
      }
      @keyframes fadeOut {
        to {
          opacity: 0;
          pointer-events: none;
          visibility: hidden;
        }
      }
      @keyframes sealFallback {
        to {
          opacity: 0;
          pointer-events: none;
          visibility: hidden;
        }
      }

      .seal-ring {
        width: 140px;
        height: 140px;
        border-radius: 50%;
        border: 1px solid var(--bord2);
        display: flex;
        align-items: center;
        justify-content: center;
        animation: sealPop 1.4s cubic-bezier(0.34, 1.56, 0.64, 1) forwards;
        opacity: 0;
      }
      @keyframes sealPop {
        0% {
          opacity: 0;
          transform: scale(0.3) rotate(-200deg);
        }
        65% {
          opacity: 1;
          transform: scale(1.06) rotate(6deg);
        }
        82% {
          transform: scale(0.96) rotate(-2deg);
        }
        100% {
          opacity: 1;
          transform: scale(1) rotate(0deg);
        }
      }
      .seal-word {
        margin-top: 22px;
        font-family: 'Playfair Display', serif;
        font-size: 13px;
        letter-spacing: 0.6em;
        text-transform: uppercase;
        color: var(--w60);
        opacity: 0;
        animation: up 0.5s ease forwards 1.2s;
      }
      .seal-tag {
        margin-top: 10px;
        font-size: 10px;
        letter-spacing: 0.28em;
        text-transform: uppercase;
        color: var(--gold);
        opacity: 0;
        animation: up 0.5s ease forwards 1.5s;
      }
      .seal-line {
        width: 1px;
        height: 0;
        margin-top: 20px;
        opacity: 0;
        background: linear-gradient(to bottom, var(--gold), transparent);
        animation: grow 0.7s ease forwards 1.8s;
      }
      @keyframes grow {
        to {
          height: 60px;
          opacity: 1;
        }
      }

      /* ── NAV ── */
      nav {
        position: fixed;
        top: 0;
        left: 0;
        right: 0;
        height: 76px;
        display: flex;
        align-items: center;
        justify-content: space-between;
        padding: 0 52px;
        z-index: 1000;
        border-bottom: 1px solid transparent;
        transition:
          background 0.4s,
          border-color 0.4s;
      }
      nav.scrolled {
        background: rgba(12, 31, 63, 0.96);
        backdrop-filter: blur(14px);
        border-color: var(--border);
      }
      .nav-logo {
        display: flex;
        align-items: center;
        gap: 12px;
        text-decoration: none;
        color: var(--white);
      }
      .nav-mark {
        width: 38px;
        height: 38px;
      }
      .nav-name {
        font-family: 'Playfair Display', serif;
        font-size: 18px;
        font-weight: 500;
        letter-spacing: 0.12em;
        text-transform: lowercase;
        color: var(--white);
      }
      .nav-links {
        position: absolute;
        left: 50%;
        transform: translateX(-50%);
        display: flex;
        gap: 40px;
        list-style: none;
      }
      .nav-links a {
        font-size: 10.5px;
        letter-spacing: 0.2em;
        text-transform: uppercase;
        color: var(--w60);
        text-decoration: none;
        transition: color 0.25s;
      }
      .nav-links a:hover {
        color: var(--gold-2);
      }
      .nav-actions {
        display: flex;
        align-items: center;
        gap: 8px;
      }
      .btn-nav {
        border: 1px solid var(--bord2);
        color: var(--gold-2);
        background: transparent;
        font-family: 'Inter', sans-serif;
        font-size: 10px;
        letter-spacing: 0.2em;
        text-transform: uppercase;
        padding: 11px 24px;
        text-decoration: none;
        display: inline-block;
        transition: all 0.3s;
      }
      .btn-nav:hover {
        background: var(--gold);
        border-color: var(--gold);
        color: var(--navy);
      }
      .btn-nav-login {
        color: var(--w60);
        font-family: 'Inter', sans-serif;
        font-size: 10px;
        letter-spacing: 0.2em;
        text-transform: uppercase;
        padding: 11px 16px;
        text-decoration: none;
        display: inline-block;
        transition: all 0.3s;
      }
      .btn-nav-login:hover {
        color: var(--gold-2);
      }

      /* ── SHARED ── */
      @keyframes up {
        from {
          opacity: 0;
          transform: translateY(16px);
        }
        to {
          opacity: 1;
          transform: translateY(0);
        }
      }
      .reveal {
        opacity: 0;
        transform: translateY(22px);
        transition:
          opacity 0.8s ease,
          transform 0.8s ease;
      }
      .reveal.on {
        opacity: 1;
        transform: none;
      }
      .d1 {
        transition-delay: 0.12s;
      }
      .d2 {
        transition-delay: 0.24s;
      }
      .d3 {
        transition-delay: 0.36s;
      }

      .btn-gold {
        background: var(--gold);
        color: var(--navy);
        border: none;
        padding: 17px 44px;
        font-family: 'Inter', sans-serif;
        font-size: 11px;
        font-weight: 500;
        letter-spacing: 0.22em;
        text-transform: uppercase;
        cursor: pointer;
        text-decoration: none;
        display: inline-block;
        transition:
          background 0.3s,
          transform 0.2s;
      }
      .btn-gold:hover {
        background: var(--gold-2);
        transform: translateY(-1px);
      }

      .eyebrow {
        font-size: 10px;
        letter-spacing: 0.38em;
        text-transform: uppercase;
        color: var(--gold);
        display: flex;
        align-items: center;
        gap: 14px;
        margin-bottom: 16px;
      }
      .eyebrow::before {
        content: '';
        display: block;
        width: 28px;
        height: 1px;
        background: var(--gold);
      }

      .h2 {
        font-family: 'Playfair Display', serif;
        font-size: clamp(36px, 4vw, 58px);
        font-weight: 300;
        line-height: 1.08;
        letter-spacing: -0.015em;
      }
      .h2 em {
        font-style: italic;
        color: var(--gold-2);
      }

      section {
        padding: 100px 52px;
      }

      /* ── HERO ── */
      .hero {
        min-height: 100vh;
        display: grid;
        place-items: center;
        text-align: center;
        padding: 130px 40px 80px;
        position: relative;
        overflow: hidden;
      }
      .hero-glow {
        position: absolute;
        pointer-events: none;
        width: 800px;
        height: 800px;
        border-radius: 50%;
        background: radial-gradient(
          circle,
          rgba(194, 168, 120, 0.08) 0%,
          transparent 68%
        );
        top: 50%;
        left: 50%;
        transform: translate(-50%, -54%);
      }
      .hero-rule {
        position: absolute;
        bottom: 0;
        left: 0;
        right: 0;
        height: 1px;
        background: linear-gradient(
          to right,
          transparent,
          var(--gold),
          transparent
        );
        opacity: 0.18;
      }
      /* corner brackets */
      .c {
        position: absolute;
        width: 36px;
        height: 36px;
        pointer-events: none;
      }
      .c-tl {
        top: 80px;
        left: 52px;
        border-top: 1px solid var(--bord2);
        border-left: 1px solid var(--bord2);
      }
      .c-tr {
        top: 80px;
        right: 52px;
        border-top: 1px solid var(--bord2);
        border-right: 1px solid var(--bord2);
      }
      .c-bl {
        bottom: 48px;
        left: 52px;
        border-bottom: 1px solid var(--bord2);
        border-left: 1px solid var(--bord2);
      }
      .c-br {
        bottom: 48px;
        right: 52px;
        border-bottom: 1px solid var(--bord2);
        border-right: 1px solid var(--bord2);
      }

      .hero-inner {
        position: relative;
        z-index: 1;
      }
      .hero-label {
        font-size: 10px;
        letter-spacing: 0.42em;
        text-transform: uppercase;
        color: var(--gold);
        margin-bottom: 28px;
        display: block;
        opacity: 0;
        animation: up 0.8s ease forwards 0.2s;
      }
      .hero-h1 {
        font-family: 'Playfair Display', serif;
        font-size: clamp(42px, 5.5vw, 72px);
        font-weight: 300;
        line-height: 1;
        letter-spacing: -0.02em;
        margin-bottom: 28px;
        opacity: 0;
        animation: up 1s ease forwards 0.4s;
      }
      .hero-h1 em {
        font-style: italic;
        color: var(--gold-2);
      }
      .hero-sub {
        font-size: 17px;
        color: var(--w60);
        line-height: 1.75;
        max-width: 440px;
        margin: 0 auto 48px;
        opacity: 0;
        animation: up 0.9s ease forwards 0.65s;
      }
      .hero-cta {
        opacity: 0;
        animation: up 0.9s ease forwards 0.85s;
      }
      .hero-scroll {
        position: absolute;
        bottom: 28px;
        left: 50%;
        transform: translateX(-50%);
        display: flex;
        flex-direction: column;
        align-items: center;
        gap: 10px;
        opacity: 0;
        animation: up 0.9s ease forwards 1.2s;
      }
      .hero-scroll span {
        font-size: 9px;
        letter-spacing: 0.3em;
        text-transform: uppercase;
        color: var(--w30);
      }
      .scroll-bar {
        width: 1px;
        height: 44px;
        background: linear-gradient(to bottom, var(--gold), transparent);
        animation: pulse 2s ease-in-out infinite;
      }
      @keyframes pulse {
        0%,
        100% {
          opacity: 0.25;
        }
        50% {
          opacity: 0.9;
        }
      }

      /* ── MARQUEE ── */
      .marquee {
        background: var(--gold);
        overflow: hidden;
        padding: 13px 0;
      }
      .m-track {
        display: flex;
        animation: march 26s linear infinite;
        white-space: nowrap;
      }
      .m-item {
        flex-shrink: 0;
        display: flex;
        align-items: center;
        gap: 26px;
        padding: 0 26px;
      }
      .m-item span {
        font-family: 'Playfair Display', serif;
        font-size: 13px;
        font-weight: 500;
        letter-spacing: 0.24em;
        text-transform: uppercase;
        color: var(--navy);
      }
      .m-dot {
        width: 4px;
        height: 4px;
        border-radius: 50%;
        background: var(--navy);
        opacity: 0.35;
      }
      @keyframes march {
        from {
          transform: translateX(0);
        }
        to {
          transform: translateX(-50%);
        }
      }

      /* ── HOW ── */
      .how {
        border-top: 1px solid var(--border);
        border-bottom: 1px solid var(--border);
      }
      .how-inner {
        max-width: 1160px;
        margin: 0 auto;
      }
      .how-top {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 60px;
        align-items: end;
        margin-bottom: 64px;
      }
      .how-top p {
        font-size: 15px;
        color: var(--w60);
        line-height: 1.85;
      }
      .steps {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        background: var(--border);
        gap: 0;
      }
      .step {
        background: var(--navy);
        padding: 48px 40px;
        position: relative;
        overflow: hidden;
      }
      .step-n {
        font-family: 'Playfair Display', serif;
        font-size: 76px;
        font-weight: 300;
        line-height: 1;
        color: var(--gold);
        margin-bottom: 20px;
      }
      .step h3 {
        font-family: 'Playfair Display', serif;
        font-size: 22px;
        font-weight: 400;
        margin-bottom: 10px;
      }
      .step p {
        font-size: 13.5px;
        color: var(--w60);
        line-height: 1.8;
      }
      .step-bar {
        display: none;
      }

      /* ── ADVISORS & LENDERS ── */
      .advisors {
        border-bottom: 1px solid var(--border);
      }
      .advisors-inner {
        max-width: 1160px;
        margin: 0 auto;
      }
      .advisors-head {
        max-width: 760px;
        margin-bottom: 60px;
      }
      .advisors-cols {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 1px;
        background: var(--border);
        margin-bottom: 1px;
      }
      .advisors-col {
        background: var(--navy);
        padding: 40px 36px;
      }
      .advisors-col-label {
        font-size: 10px;
        letter-spacing: 0.34em;
        text-transform: uppercase;
        color: var(--gold);
        font-family: 'Inter', sans-serif;
        margin-bottom: 16px;
      }
      .advisors-col-hook {
        font-family: 'Playfair Display', serif;
        font-size: 17px;
        font-weight: 400;
        color: var(--white);
        margin-bottom: 12px;
      }
      .advisors-col p {
        font-size: 13.5px;
        color: var(--w60);
        line-height: 1.85;
      }
      .advisors-tiles {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 1px;
        background: var(--border);
        margin-bottom: 40px;
      }
      .advisors-tile {
        background: var(--navy);
        padding: 40px 36px;
      }
      .advisors-tile-icon {
        margin-bottom: 14px;
      }
      .advisors-tile-icon svg {
        width: 22px;
        height: 22px;
        stroke: var(--gold);
        fill: none;
        stroke-width: 1.5;
        stroke-linecap: round;
        stroke-linejoin: round;
      }
      .advisors-tile h4 {
        font-family: 'Playfair Display', serif;
        font-size: 18px;
        font-weight: 400;
        margin-bottom: 10px;
      }
      .advisors-tile p {
        font-size: 13px;
        color: var(--w60);
        line-height: 1.8;
      }
      .advisors-callout {
        border: 1px solid rgba(212, 188, 146, 0.3);
        background: rgba(212, 188, 146, 0.05);
        padding: 22px 26px;
        max-width: 800px;
        margin: 0 auto;
      }
      .advisors-callout p {
        font-size: 13px;
        color: var(--w60);
        line-height: 1.8;
        font-family: 'Inter', sans-serif;
        margin: 0;
      }
      .advisors-callout strong {
        color: var(--gold);
        font-weight: 600;
      }

      /* ── PRICING ── */
      .pricing {
        border-bottom: 1px solid var(--border);
      }
      .pricing-top {
        max-width: 1160px;
        margin: 0 auto 60px;
        display: grid;
        grid-template-columns: 1fr 1fr;
        align-items: end;
        gap: 60px;
      }
      .pricing-top p {
        font-size: 14px;
        color: var(--w60);
        line-height: 1.85;
      }
      .pgrid {
        max-width: 1160px;
        margin: 0 auto;
        display: grid;
        grid-template-columns: repeat(4, 1fr);
        border: 1px solid var(--bord2);
      }
      .pcol {
        display: flex;
        flex-direction: column;
      }
      .pcol:not(:last-child) {
        border-right: 1px solid var(--bord2);
      }
      .pbadge {
        height: 32px;
        display: flex;
        align-items: center;
        justify-content: center;
        background: rgba(194, 168, 120, 0.1);
      }
      .pbadge.lit {
        background: linear-gradient(to right, var(--gold), var(--gold-2));
      }
      .pbadge.lit span {
        font-size: 9px;
        letter-spacing: 0.28em;
        text-transform: uppercase;
        color: var(--navy);
        font-weight: 500;
      }
      .pcard {
        background: rgba(255, 255, 255, 0.05);
        padding: 40px 32px;
        flex: 1;
        display: flex;
        flex-direction: column;
      }
      .pcard.hot {
        background: rgba(194, 168, 120, 0.1);
      }
      .ptier {
        font-size: 10px;
        letter-spacing: 0.3em;
        text-transform: uppercase;
        color: var(--gold);
        margin-bottom: 20px;
      }
      .pamt {
        font-family: 'Playfair Display', serif;
        font-size: 48px;
        font-weight: 300;
        line-height: 1;
        margin-bottom: 3px;
        letter-spacing: -0.02em;
        white-space: nowrap;
      }
      .pamt .dollar {
        font-family: 'Inter', sans-serif;
      }
      .pper {
        font-size: 11px;
        color: var(--w30);
        margin-bottom: 28px;
      }
      .phr {
        height: 1px;
        background: var(--bord2);
        margin-bottom: 24px;
      }
      .pfeats {
        list-style: none;
        display: flex;
        flex-direction: column;
        gap: 11px;
        flex: 1;
        margin-bottom: 28px;
      }
      .pfeats li {
        font-size: 12.5px;
        color: var(--w60);
        display: flex;
        align-items: flex-start;
        gap: 9px;
        line-height: 1.5;
      }
      .t {
        color: var(--gold-2);
        font-size: 11px;
        flex-shrink: 0;
        margin-top: 2px;
      }
      .x {
        color: var(--w30);
        flex-shrink: 0;
        margin-top: 2px;
      }
      .pfeats li.off {
        color: var(--w30);
      }

      /* ── TWO PATHS ── */
      .paths {
        border-bottom: 1px solid var(--border);
        padding: 0;
      }
      .paths-head {
        text-align: center;
        padding: 88px 52px 64px;
        border-bottom: 1px solid var(--border);
      }
      .paths-head .h2 {
        margin-top: 14px;
      }
      .paths-head p {
        font-size: 15px;
        color: var(--w60);
        line-height: 1.85;
        max-width: 460px;
        margin: 16px auto 0;
      }
      .paths-grid {
        display: grid;
        grid-template-columns: 1fr 1fr;
      }
      .path-card {
        padding: 72px 60px;
        position: relative;
        overflow: hidden;
        border-right: 1px solid var(--border);
        transition: background 0.4s;
      }
      .path-card:last-child {
        border-right: none;
      }
      .path-bg {
        position: absolute;
        top: -10px;
        right: 24px;
        font-family: 'Playfair Display', serif;
        font-size: 200px;
        font-weight: 300;
        line-height: 1;
        color: rgba(194, 168, 120, 0.06);
        pointer-events: none;
        user-select: none;
      }
      .path-tag {
        display: inline-block;
        border: 1px solid var(--bord2);
        color: var(--gold);
        font-size: 9px;
        letter-spacing: 0.3em;
        text-transform: uppercase;
        padding: 6px 15px;
        margin-bottom: 28px;
      }
      .path-card h3 {
        font-family: 'Playfair Display', serif;
        font-size: 38px;
        font-weight: 300;
        line-height: 1.1;
        margin-bottom: 16px;
        letter-spacing: -0.01em;
      }
      .path-card h3 em {
        font-style: italic;
        color: var(--gold-2);
      }
      .path-card > p {
        font-size: 14px;
        color: var(--w60);
        line-height: 1.85;
        margin-bottom: 28px;
        max-width: 360px;
      }
      .path-list {
        list-style: none;
        display: flex;
        flex-direction: column;
        gap: 11px;
        margin-bottom: 40px;
      }
      .path-list li {
        display: flex;
        align-items: flex-start;
        gap: 13px;
        font-size: 13.5px;
        color: var(--w60);
        line-height: 1.65;
      }
      .path-list li::before {
        content: '';
        display: inline-block;
        width: 18px;
        height: 1px;
        background: var(--gold);
        flex-shrink: 0;
        margin-top: 10px;
      }
      .path-bar {
        display: none;
      }

      /* ── JOIN CTA ── */
      .join {
        border-bottom: 1px solid var(--border);
      }
      .join-cta-inner {
        max-width: 640px;
        margin: 0 auto;
      }
      .join-trust {
        display: flex;
        flex-direction: column;
        gap: 13px;
        max-width: 400px;
        margin: 36px auto 0;
      }
      .ti {
        font-size: 13px;
        color: var(--w60);
        display: flex;
        align-items: flex-start;
        gap: 13px;
      }
      .ti::before {
        content: '';
        display: block;
        width: 18px;
        height: 1px;
        background: var(--gold);
        flex-shrink: 0;
        margin-top: 9px;
      }

      /* ── FAQ ── */
      .faq {
        border-bottom: 1px solid var(--border);
      }
      .faq-inner {
        max-width: 820px;
        margin: 0 auto;
      }
      .faq-head {
        margin-bottom: 52px;
      }
      .fi {
        border-bottom: 1px solid var(--border);
      }
      .fi:first-of-type {
        border-top: 1px solid var(--border);
      }
      .fq {
        width: 100%;
        background: none;
        border: none;
        color: var(--white);
        font-family: 'Playfair Display', serif;
        font-size: 21px;
        font-weight: 400;
        text-align: left;
        padding: 26px 0;
        cursor: pointer;
        display: flex;
        align-items: center;
        justify-content: space-between;
        gap: 20px;
        transition: color 0.3s;
      }
      .fq:hover {
        color: var(--gold-2);
      }
      .ficon {
        width: 28px;
        height: 28px;
        border: 1px solid var(--bord2);
        display: flex;
        align-items: center;
        justify-content: center;
        flex-shrink: 0;
        font-size: 18px;
        color: var(--gold);
        line-height: 1;
        font-family: 'Inter', sans-serif;
        font-weight: 300;
        transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
      }
      .fi.open .ficon {
        transform: rotate(45deg);
      }
      .fa {
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.45s ease;
        font-size: 14px;
        line-height: 1.9;
        color: var(--w60);
      }
      .fi.open .fa {
        max-height: 300px;
        padding-bottom: 26px;
      }

      /* ── FOOTER ── */
      footer {
        border-top: 1px solid rgba(194, 168, 120, 0.12);
        padding: 28px 40px;
        background: #0C1F3F;
      }
      .foot-row {
        max-width: 1100px;
        margin: 0 auto;
        display: flex;
        align-items: flex-start;
        justify-content: space-between;
        gap: 24px;
      }
      .foot-left {
        display: flex;
        flex-direction: column;
        gap: 10px;
        flex: 1;
      }
      .foot-center {
        display: flex;
        align-items: center;
        justify-content: center;
        flex: 1;
        text-align: center;
      }
      .flogo {
        display: flex;
        align-items: center;
        gap: 10px;
        text-decoration: none;
        color: #ffffff;
      }
      .fmark {
        width: 28px;
        height: 28px;
      }
      .fname {
        font-family: 'Playfair Display', serif;
        font-size: 18px;
        font-weight: 500;
        letter-spacing: 0.12em;
        color: #ffffff;
      }
      .fabout {
        font-size: 11px;
        color: #ffffff;
        line-height: 1.7;
        max-width: 420px;
      }
      .fcopy {
        font-size: 11px;
        color: #ffffff;
      }
      .foot-right {
        display: flex;
        flex-direction: column;
        align-items: flex-end;
        gap: 16px;
        flex: 1;
      }
      .flinks {
        display: flex;
        gap: 24px;
        list-style: none;
      }
      .flinks a {
        font-size: 11px;
        color: #ffffff;
        text-decoration: none;
        letter-spacing: 0.08em;
        transition: color 0.3s;
      }
      .flinks a:hover {
        color: #d4bc92;
      }

      /* ── DISCLAIMER BAR ── */
      .disclaimer-bar {
        background: #0C1F3F;
        border-top: 1px solid rgba(194, 168, 120, 0.1);
        padding: 14px 40px;
        text-align: center;
        font-size: 10px;
        color: #d4bc92;
        line-height: 1.6;
        font-family: 'Inter', sans-serif;
      }
      .disclaimer-bar strong {
        color: #d4bc92;
        font-weight: 600;
      }

      /* ── HAMBURGER ── */
      .hamburger {
        display: none;
        background: none;
        border: none;
        cursor: pointer;
        width: 36px;
        height: 36px;
        position: relative;
        z-index: 1100;
      }
      .hamburger span {
        display: block;
        width: 22px;
        height: 1.5px;
        background: var(--gold-2);
        margin: 0 auto;
        transition: all 0.3s ease;
      }
      .hamburger span:nth-child(2) {
        margin-top: 6px;
      }
      .hamburger span:nth-child(3) {
        margin-top: 6px;
      }
      .hamburger.open span:nth-child(1) {
        transform: translateY(7.5px) rotate(45deg);
      }
      .hamburger.open span:nth-child(2) {
        opacity: 0;
      }
      .hamburger.open span:nth-child(3) {
        transform: translateY(-7.5px) rotate(-45deg);
      }

      .mobile-menu {
        display: none;
        position: fixed;
        inset: 0;
        background: rgba(12, 31, 63, 0.98);
        backdrop-filter: blur(20px);
        z-index: 1050;
        flex-direction: column;
        align-items: center;
        justify-content: center;
        gap: 32px;
      }
      .mobile-menu.open {
        display: flex;
      }
      .mobile-menu a {
        font-family: 'Playfair Display', serif;
        font-size: 28px;
        font-weight: 400;
        color: var(--white);
        text-decoration: none;
        letter-spacing: 0.05em;
        transition: color 0.25s;
      }
      .mobile-menu a:hover {
        color: var(--gold-2);
      }
      .mobile-menu .btn-gold {
        font-family: 'Inter', sans-serif;
        font-size: 11px;
        margin-top: 16px;
      }

      /* ── RESPONSIVE: TABLET (max 900px) ── */
      @media (max-width: 900px) {
        nav {
          padding: 0 24px;
        }
        .nav-links {
          display: none;
        }
        .nav-actions {
          display: none;
        }
        .hamburger {
          display: block;
        }
        section {
          padding: 72px 24px;
        }
        /* profession strip scrolls horizontally at tablet */
        .prof-strip {
          overflow-x: auto;
          -webkit-overflow-scrolling: touch;
          justify-content: flex-start;
          scrollbar-width: none;
          padding: 16px 0;
        }
        .prof-strip::-webkit-scrollbar {
          display: none;
        }
        .prof-strip-inner {
          flex-wrap: nowrap;
          padding: 0 24px;
          justify-content: flex-start;
        }
        .founding-callout {
          margin-left: 0;
          margin-right: 0;
        }
        .how-top,
        .pricing-top {
          grid-template-columns: 1fr;
          gap: 36px;
        }
        .steps,
        .advisors-cols,
        .advisors-tiles {
          grid-template-columns: 1fr;
        }
        .advisors-col {
          padding: 32px 28px;
        }
        .advisors-tile {
          padding: 32px 28px;
        }
        .advisors-callout {
          max-width: 100%;
        }
        .pgrid {
          grid-template-columns: 1fr 1fr;
        }
        .pcol:nth-child(odd) {
          border-right: 1px solid var(--bord2);
        }
        .pcol:nth-child(even) {
          border-right: none;
        }
        .pcol:nth-child(n + 3) {
          border-top: 1px solid var(--bord2);
        }
        .paths-grid {
          grid-template-columns: 1fr;
        }
        .path-card {
          border-right: none;
          border-bottom: 1px solid var(--border);
          padding: 52px 24px;
        }
        .path-card:last-child {
          border-bottom: none;
        }
        .paths-head {
          padding: 64px 24px 48px;
        }
        .foot-row {
          flex-direction: column;
          gap: 16px;
        }
        .foot-left {
          gap: 10px;
        }
        .foot-center {
          justify-content: flex-start;
        }
        .foot-right {
          align-items: flex-start;
        }
        .flinks {
          flex-wrap: wrap;
        }
        .c {
          display: none;
        }
        .hero {
          padding: 110px 24px 64px;
        }
        .path-bg {
          font-size: 140px;
        }
        footer {
          padding: 20px 24px;
        }
        .disclaimer-bar {
          padding: 12px 24px;
        }
      }

      /* ── RESPONSIVE: MOBILE (max 600px) ── */
      @media (max-width: 600px) {
        section {
          padding: 56px 18px;
        }
        .hero {
          min-height: 90vh;
          padding: 100px 18px 56px;
        }
        .hero-h1 {
          font-size: clamp(32px, 8vw, 42px);
          margin-bottom: 20px;
        }
        .hero-sub {
          font-size: 15px;
          margin-bottom: 36px;
        }
        .btn-gold {
          padding: 15px 32px;
          font-size: 10px;
        }
        .h2 {
          font-size: clamp(28px, 7vw, 42px);
        }
        .hero-scroll {
          display: none;
        }
        .marquee {
          padding: 10px 0;
        }
        .m-item span {
          font-size: 11px;
        }

        /* stats strip */
        div[style*='repeat(3'] {
          grid-template-columns: 1fr !important;
        }
        div[style*='padding: 52px'] {
          padding: 36px 24px !important;
        }
        div[style*='font-size: 78px'] {
          font-size: 56px !important;
        }

        .steps {
          gap: 1px;
        }
        .step {
          padding: 36px 24px;
        }
        .step-n {
          font-size: 56px;
        }
        .step h3 {
          font-size: 20px;
        }

        .pgrid {
          grid-template-columns: 1fr;
          border: none;
        }
        .pcol {
          border-right: none !important;
        }
        .pcol:not(:last-child) {
          border-right: none;
          border-bottom: 1px solid var(--bord2);
        }
        .pcol:nth-child(n + 3) {
          border-top: none;
        }
        .pcard {
          padding: 32px 24px;
        }
        .pamt {
          font-size: 40px;
        }

        .path-card {
          padding: 44px 18px;
        }
        .path-bg {
          font-size: 100px;
          right: 10px;
        }
        .path-card h3 {
          font-size: 30px;
        }

        .faq-inner {
          padding: 0;
        }
        .fq {
          font-size: 18px;
          padding: 22px 0;
        }
        .ficon {
          width: 24px;
          height: 24px;
          font-size: 16px;
        }

        footer {
          padding: 20px 16px;
        }
        .foot-row {
          gap: 16px;
        }
        .fabout {
          font-size: 10px;
        }
        .flinks {
          gap: 14px;
        }
        .flinks a {
          font-size: 10px;
        }
        .disclaimer-bar {
          padding: 10px 16px;
          font-size: 9px;
        }

        .mobile-menu a {
          font-size: 24px;
        }

        /* advisors section mobile */
        .advisors-head {
          margin-bottom: 0;
        }
        .advisors-col {
          padding: 28px 20px;
        }
        .advisors-tile {
          padding: 28px 20px;
        }
        .advisors-callout {
          padding: 18px 20px;
        }
        .advisors-col-hook {
          font-size: 15px;
        }

        nav {
          height: 64px;
        }
        section,
        .how,
        .paths,
        .pricing,
        .join,
        .faq {
          scroll-margin-top: 64px;
        }
        .nav-mark {
          width: 40px;
          height: 40px;
        }
        .nav-name {
          font-size: 22px;
        }
      }

      /* ── TOP BANNER ── */
      .top-banner {
        position: fixed;
        top: 0;
        left: 0;
        right: 0;
        z-index: 1001;
        background: var(--gold);
        overflow: hidden;
        height: 32px;
        display: flex;
        align-items: center;
      }
      .top-banner-track {
        display: flex;
        white-space: nowrap;
        animation: bannerScroll 60s linear infinite;
      }
      .top-banner-item {
        display: inline-flex;
        align-items: center;
        gap: 8px;
        padding: 0 32px;
        font-size: 11px;
        font-weight: 500;
        text-transform: uppercase;
        letter-spacing: 0.12em;
        color: var(--navy);
        flex-shrink: 0;
      }
      .top-banner-item::after {
        content: '\2726';
        font-size: 8px;
        opacity: 0.5;
        margin-left: 24px;
      }
      @keyframes bannerScroll {
        0% {
          transform: translateX(0);
        }
        100% {
          transform: translateX(-50%);
        }
      }

      nav {
        top: 32px !important;
      }
      section,
      .how,
      .paths,
      .pricing,
      .join,
      .faq {
        scroll-margin-top: 108px;
      }
      .hero {
        padding-top: 140px;
      }

      /* ── HERO DOT GRID ── */
      .hero::before {
        content: '';
        position: absolute;
        inset: 0;
        background-image: radial-gradient(circle, rgba(194, 168, 120, 0.055) 1px, transparent 1px);
        background-size: 52px 52px;
        pointer-events: none;
        z-index: 0;
      }

      /* ── SECONDARY CTA ── */
      .btn-outline-gold {
        border: 1px solid var(--bord2);
        color: var(--gold-2);
        background: transparent;
        padding: 17px 36px;
        font-family: 'Inter', sans-serif;
        font-size: 11px;
        font-weight: 500;
        letter-spacing: 0.22em;
        text-transform: uppercase;
        cursor: pointer;
        text-decoration: none;
        display: inline-block;
        transition: all 0.3s;
      }
      .btn-outline-gold:hover {
        background: rgba(194, 168, 120, 0.08);
        border-color: var(--gold);
        color: var(--gold);
      }

      /* ── HERO TRUST ROW ── */
      .hero-trust {
        font-size: 11px;
        color: var(--w30);
        margin-top: 20px;
        letter-spacing: 0.06em;
        text-align: center;
      }

      /* ── PROFESSIONAL STRIP ── */
      .prof-strip {
        border-bottom: 1px solid var(--border);
        padding: 18px 52px;
        display: flex;
        align-items: center;
        justify-content: center;
      }
      .prof-strip-inner {
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 0;
        flex-wrap: wrap;
        max-width: 1100px;
      }
      .prof-item {
        font-size: 10px;
        letter-spacing: 0.2em;
        text-transform: uppercase;
        color: var(--w30);
        padding: 4px 18px;
        white-space: nowrap;
      }
      .prof-dot {
        width: 3px;
        height: 3px;
        border-radius: 50%;
        background: var(--gold);
        opacity: 0.35;
        flex-shrink: 0;
      }

      /* ── FOUNDING CALLOUT ── */
      .founding-callout {
        text-align: center;
        max-width: 640px;
        margin: 44px auto 0;
        padding: 28px 36px;
        border: 1px solid var(--border);
        position: relative;
      }
      .founding-callout::before {
        content: '★';
        position: absolute;
        top: -10px;
        left: 50%;
        transform: translateX(-50%);
        background: var(--navy);
        padding: 0 12px;
        color: var(--gold);
        font-size: 12px;
      }

      @media (max-width: 600px) {
        .btn-outline-gold {
          padding: 15px 28px;
          font-size: 10px;
          width: 100%;
          text-align: center;
          box-sizing: border-box;
        }
        /* hero CTAs stack full-width on small screens */
        .hero-cta > div {
          flex-direction: column;
          gap: 12px;
          width: 100%;
          max-width: 280px;
          margin: 0 auto;
        }
        .hero-cta .btn-gold {
          width: 100%;
          text-align: center;
          box-sizing: border-box;
        }
        .prof-strip {
          padding: 14px 0;
          overflow-x: auto;
          -webkit-overflow-scrolling: touch;
          justify-content: flex-start;
          scrollbar-width: none;
        }
        .prof-strip::-webkit-scrollbar {
          display: none;
        }
        .prof-strip-inner {
          flex-wrap: nowrap;
          padding: 0 18px;
          justify-content: flex-start;
        }
        .founding-callout {
          padding: 24px 20px;
          margin: 32px 18px 0;
        }
      }
